• multifamily
• seniorliving
• skilled nursing
• other commercial

Lending Services Overview

Eastern Mortgage Capital (EMC) is a direct lender in all 50 U.S. states and territories. Our core programs provide some of the most competitive financing packages available for new construction, substantial rehabilitation, acquisition and refinance of multifamily, skilled nursing, assisted living, elderly housing and manufactured housing. Some highlights of these financing options are:

• Competitive interest rates fixed for the entire term based on 10 Year Treasury yields
• Flexible pre-payment terms with no yield maintenance or defeasance
• Longest self-amortizing (no balloon) term available in the marketplace (up to 35 years for refi/acquisition, 40 years for new construction/sub-rehab)
• Non-recourse with no carve-outs or construction guarantees
• Highest leverage in the market from a competitively priced source.

These programs often turn marginal transactions into high-return home-runs. In addition to our core programs, EMC can provide solutions for all other commercial real estate financing needs as well.

EMC's focus and knowledge of our core programs, our bank's 189+ years of lending history, and the breadth of multi-dimensional commercial real estate experience of our team, all combine to ensure that you will be able to meet your transaction goals.